Stablecoins reached a far bigger audience today, inside phones people already carry. Samsung Wallet switched on USDC accounts on November 5 for eligible US Galaxy owners. That is a base of about 82 million devices. These devices run on Solana.
Sending to another Samsung user is free. Yet a card top up costs 4% and a licensed custodian holds the coins. So the crypto news today raises a fair question for every new user: who holds the coins, and what does each move cost?
On Pepeto, a presale token funds a non custodial exchange with no swap fee. On Pepeto, both answers stay with the user. Furthermore, the presale counts more than $11.2 million.
Crypto News Today: Samsung Brings USDC to 82 Million US Phones
Samsung Wallet opened stablecoin accounts on November 5 that let US Galaxy owners buy, hold, send and receive Circle’s USDC on Solana without a separate app or private keys. Bastion, a licensed custodian, built the product with Coinbase as sub custodian. Additionally, users can pay out to bank accounts in more than 60 countries.
Samsung first announced the feature on October 7. The company also plans to test online and in store stablecoin payments next. That makes dollar tokens a phone feature for people who never opened a crypto app.
However, the convenience carries a cost. A card top up takes 4%, so $1,000 loads as about $960 of USDC. The same 4% applies to $1 million. Bank withdrawals carry a fee of their own.
This leaves the crypto news today with a plain test for any app: who signs the trade, and what does it cost? Pepeto is building an exchange where users sign every swap from their own wallets at a 0.00% fee. Its earliest buyers are still the ones setting the price.
Pepeto Raised $11.2 Million for an Exchange That Never Holds Coins
Pepeto has raised more than $11.2 million for an exchange that never holds its users’ coins. So no custodian stands between a trader and his tokens. The token sold in its presale is what that exchange runs on.
On PepetoSwap there is no company balance to freeze. Additionally, orders pass through a private relay that shields them from MEV bots. Swaps cost 0.00% in fees, so a $50,000 trade costs $150 on Uniswap. It costs $125 on PancakeSwap and only network gas on PepetoSwap.
The exchange is in development, and only community members and big investors can test it, by private invitation. A $0 bridge across five chains and an AI scanner for token contracts are being built beside it. The team includes a former Binance expert.
Doge, Shiba and Pepe turned small buys into fortunes for their first holders, and Pepeto’s team includes a cofounder of the first Pepe, with real tools in development behind it. The raise is also small, since BTC, near $80,230, needs about $160 billion for a 10% move, so each Pepeto buyer moves its stage price far more.
The token sells for $0.0000001905, the price rises each time a stage closes, and the expected Binance listing ends the presale price.
Conclusion
Crypto’s biggest gains have gone to buyers who acted while the news was bad. On September 24, 2021, China’s central bank declared crypto transactions illegal and BTC fell to about $42,900. Seven weeks later it set a record above $69,000, and in 2025 it reached $126,198.
The crypto news today brings 82 million phones closer to stablecoins while BTC sits about $46,000 below its record. Pepeto sits at the presale stage, with a non custodial exchange in development and its listing expected.
Every cycle has produced buyers who entered during the fear and owned the recovery that followed, as BTC’s 2021 buyers did. When the listing comes, it will separate the wallets already inside Pepeto from everyone who reads about them afterward.
Partner content. Crypto carries risk. Not financial advice.
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