Browsing: GENIUS

Congress designed a dual regulatory structure that splits oversight between federal and state authorities based on issuer size and type, giving regulators new supervisory tools but also creating potential jurisdictional complexity, according to a Congressional Research Service (CRS) report, published Aug. 20.

Two regulatory experiments are running in parallel on either side of the Atlantic. The United States passed the GENIUS Act on July 18, 2025, a law that regulates exactly one thing: payment stablecoins. The European Union went the other way with MiCA, a single rulebook covering nearly every crypto asset, issuer, and service provider in…